I officially hit rock bottom (repo)
August 28th, 2009 at 08:12 amYup, it finally happened. Rock bottom. I thought getting my gas turned off a few weeks ago (can't remember how long it's been. I had the money to turn it back on and then guess what? I had a HUGE filling fall out and it was incredibly painful and absolutely could NOT wait to get fixed. I'd rather take cold showers and not cook and do laundry at other people's houses than deal with the pain of having no filling!) was as low as things could go, but apparently I was wrong.
I realize it's all my fault that the car got repossessed. I knew I was behind on payments and would pay money here and there. I was in contact with the bank and was surprised that they never said "pay us X or we will take your vehicle" Nope, that never came up in all the times I talked to them, no call, no letter, no nothing.
Wednesday I went to the store to get bread. I was literally in the store for 5 minutes tops. Came outside and POOF, my car had vanished. I nearly passed out. I knew what had happened after about 2 seconds and started freaking out because of the stuff I had in there and not the actual vehicle itself being gone. So anyway, my car loan is through some dinky bank that had no 24 hour number to talk to so I had to wait until the next day. I called the police (just on the very small off chance it was stolen) and they said they had a repo thing so yes, it was repossessed. ARGH!! I can't even explain the feelings that were going through my mind.
So i call my friend in hysterics and she came and picked me up. I called my parents (of course I didn't want to let ANYBODY know because I felt like the biggest loser in the world, but I had no choice) and told my dad what happened... my mom brought me her car to use for work the next day, my dad graciously calmed me down and lent me the $$$ to get my vehicle back so I got it back yesterday, which was a big nightmare in and of itself.
Ugh... bad week. My dad wants to pay off my car so that I can then make smaller payments that I can afford to him, so I have to get a payoff quote from the bank. I really, really, really hated borrowing the money from them to even get my car back and really don't want to take one more thing from them (hello, pride...) but we'll see. I don't know what I would do without my family....
Things can only get better, right?? RIGHT?!?