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Archive for June, 2009

Figuring out what to do..

June 11th, 2009 at 09:55 pm

First of all, thanks everyone for your comments on my last blog... I really, really appreciate it.

So as a comment said, hopefully I can FOCUS now. There really is so much going on... bills and otherwise, so focus is important.

My fabulous mother has offered to lend me $1000... very, very awesome of her! Tonight I'm going to go through all the current bills, all the back bills, so I can try and figure out exactly where it should go. This is sort of the situation, as far as I know.

First, my cell phone has been shut off for nonpayment. It's under contract (ugh!) but I still can pay roughly $300 to get it turned back on. If it's not paid soon, then I'll have to pay the ETF. I'm hesitant about it because the other line is my husband's (read my last blog if you want to know about him...) and I feel like why should *I* pay for BOTH our phones to be turned back on?? I can't cancel his line because it was part of the contract, or so I was told. We pay a huge amount monthly for the phones, and I'm trying to figure out if it would be better to pay it, shut them off, pay the EFT and get a pre-paid phone and use Skype... which is what I have been doing recently because I couldn't afford to get the phones back on. So that's one option that the money from my mom could go towards.

Secondly is this stupid furniture payment thing. I owed maybe $300 or so when I missed one payment, and... well, you know how they compound the charges, took away my 0% interest and the charges keep mounting. I'll have to check a current bill to see how much exactly is owed to them. I could get it current and then start paying the minimum until it's paid off.

Third option is get current on the electric bill... not sure how much that one is. They just seem to be happy as long as they're getting SOME money.

Other option is get the stupid leaky faucet in the basement fixed!! ARGh, I noticed it last night and it's dripping a LOT which would def. explain the disgustingly insane water bills I have been getting. Argh. But that seems to pale in comparison to the late bills and such...

I just don't know what to do. I want to use the money in the best way so that it will take even the smallest amount of stress off my shoulders...

Tonight I'm going to do a lot of cleaning, organizing, getting things in order and seeing where I stand... *sigh*

Hey all, just an update (none of it good!)

June 9th, 2009 at 09:27 pm

I haven't been here in a while. To say things have been crummy would be the understatement of the century.

On the financial side, my finances are in complete ruins. I'm in such awful shape. I've been a member here for a while now, and things have gotten worse. Work has been painfully slow. I work the second job still, but not as many hours are available as before. Basically work has been so slow my pay checks are HALF of what they used to be. When they were big paychecks I never had money left over, but at least all the bills got paid. I can't even begin to tell you how far behind I am on some bills, how far the interest rates that were already high are jacked up, etc. There's a lot of whining I could do on the subject, but you guys know the gist of it.) I'm just glad I can pay the mortgage, keep the electric and the heat and water on...

This is SO incredibly stressful, just everything right now.

On top of the financial issues, on a more personal note, my husband and I are separated. A few months ago his health issues started to disappear, which I was super excited that we could FINALLY be a 'normal' couple and he could get a job again!!! YAY, right? No. All I will say is "secrets, secrets are no fun. Secrets, secrets hurt someone." After he said he wouldn't go to marriage counseling, I told him I think it would be best if he left, and he happily went. We're just in limbo now... he's still not working and I'm here by myself trying to pick up the pieces... glad I stuck by his side endlessly while he was sick all these years, being the only one working and supporting us!! Nice way to say THANKS. >: (

Think I'm going to go clean, balance my check book and try to figure out how I can pay some freaking BILLS!!