So although I've been trying to get better with debt and up until recently have never paid a bill late, like a lot of people right now there are circumstances that are causing me to miss payments, miss bills, etc. To put it bluntly, it sucks. I've been getting a lot of calls... I got up to date on a few things this week though, so I anticipate a lot less calls. As far as I know these things haven't actually gone to an outside collector, which is good. I have to call later on an account and I'm dreading it... I feel like such a deadbeat : ( I'm especially pissed about this certain account because I only owed like $400 on it but it kept falling behind, compounding late fees, etc., and now I don't even have the $$$ to make the account current. ARGH!
One thing that is VERY VERY annoying is that SOMEONE is calling me and when I pick up it says "blah blah please hold for the next available agent blah blah" HELOOO, you called ME. I'm not waiting on the phone and wasting minutes to wait for YOU when you call me!
I'm so beyond stressed out. My hair is literally falling out : (
Dealing with collectors...
March 16th, 2009 at 09:57 pm
March 16th, 2009 at 10:29 pm 1237242552
Make a list deciding who to pay and in what order. Don't answer the phone. Do the best you can, and don't beat yourself up. It's not worth it.
March 16th, 2009 at 10:31 pm 1237242681
March 16th, 2009 at 11:07 pm 1237244821
March 17th, 2009 at 12:58 pm 1237294692
March 17th, 2009 at 02:17 pm 1237299449