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Home > Car accident, got tax refund, figuring out what to do...

Car accident, got tax refund, figuring out what to do...

March 1st, 2008 at 04:47 pm

So I'm sitting here with a spreadsheet with the refund from our federal tax return.... It was so nice logging on the the online banking and seeing all that money in there! I wish I could just hold on to it. But of course it's going towards debt.

So I transferred a little under $1,000 to the savings, so the EF is covered. Woo! Then subtracted the check for my mom, which she will be happy to get. Now I have to figure out how much goes towards the WaMu card and if I'm going to use the whole amount or use like $500 to pay off other stuff. I think I might dump it all on the WaMu card, being that it's the hardest to pay and that it will be easier to pay off a $136 balance on a store credit card just by using income and not the refund and harder to pay off thousands using income! So that's what I'll do. I should do it right now before I get any crazy ideas about the money. I've never had this much money in the bank, and with one months' time, it will be gone! All towards debt. How sad it has to be that way.

My husband was in a car accident with my jeep. Someone slammed into him (he's okay).... at least it's drivable though. So now of course I have to get it fixed because there's a lien on the vehicle, but if I had my way I would be taking the $2,000 check from the insurance company and buying a new blinker and a bumper and quarter panal from the junk yard (don't care about the color) and just slap it on there... as long as it drives, I don't care how it looks. But the check is made out to me and the bank, so it's got to be fixed through a shop. Hrmph. So I have a $500 deductible on the insurance, AND I don't have a rental car thing on my insurance. But it was 100% the other guy's fault, so I'm told I'll get that money back. But I don't know what to do about the rental car, because I don't know if I have a CC with enough room to put a rental car on for 4 days and wait for the reimbursement. Hrmph. Oh well, I'm sure it will work out.

In other news, we got a new foster dog from the shelter. Poor dog lived outside all his life with not much human contact. He's a sweetie pie, despite having no manners, no training, not the least bit housebroken, is scared of being on a leash. But I'm sure in two months or so, he's going to make a great dog for a family as there's not an ounce of aggression in him. I love fostering dogs... (the shelter pays for food and vet bills, btw) I look forward to the day when we're financially stable enough to OWN two dogs though!

5 Responses to “Car accident, got tax refund, figuring out what to do...”

  1. HouseHopeful Says:
    1204390803

    Sounds like you have a plan for the tax refund! Woohoo for the $1000.00 emergency fund!

  2. littlemama Says:
    1204392013

    That's great your fostering dogs. The world needs more people like you. Smile

  3. Ima saver Says:
    1204396686

    That is so nice of you to foster dogs!! Thanks!

  4. mom-from-missouri Says:
    1204404476

    I used to work for an auto insurance company (long time ago). If its the other guys fault, his insurance should make the rental car arrangements and payments. I believe that is still the practice, at least it was last year when DD was hit and 2 yrs ago when I got hit and 3 months ago when my mom got it--all with different insurance companies.

  5. fern Says:
    1204488137

    give that little doggie a hug and a kiss for me

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