Argh! It's such a rough month. It's going to be a long one, I fear. Although tomorrow is the much anticipated "Find Out If I'm Getting a Raise" day, so maybe that's why things have felt like they're dragging.
I cashed the rent check from our tenant, put $300 in the EF. Well, not actually IN the savings account with the rest of the money. I need a better way to keep it. I need a way where it's hard and inconvient to get to, but not impossible. I know that the best thing to do is have it in the savings account, but it's just so easy to pop online, transfer it to the checking account when I get nervous that there's not enough $$$ in the checking account, being that I like to have a cushion in the CA and not under $100.
So my husband suggested that I take the cash and put it in a pitcher of water and freeze it, so if we need it, it's there, and if I think I might want to take a few bucks, I know it will be a HUGE pain to thaw it out and dry all the money. It sounds crazy, but I think that's exactly what I'm going to do. When I have the full amount, then I'll put it in the savings account or some other interest earning method.
I'm really frustrated this month. We're JUST scraping by. I really, really, really hope I don't need that money. I just know I can't move forward without the $100 emergency fund.....I've been trying to do "no spend" days, but being that every few days I have to shell out $6 for parking when I'm downtown, it's nearly impossible. And saying "it was a no spend day EXCEPT...." really isn't a no spend day. Hrmph.
So yeah. I keep trying to think positive and all that fun stuff.... it's hard! We're still getting by though...
Okay, I'm off to go freeze some cash.
Added $300 to the EF
January 10th, 2008 at 02:53 am
January 10th, 2008 at 03:01 am 1199934086
January 10th, 2008 at 03:36 am 1199936160
January 10th, 2008 at 05:19 pm 1199985576