I got Dave Ramsey's book from the library and read a good chunk of it yesterday... I feel so optimistic : ) I'm going to read a ton tonight. I figure the faster I read it, the faster I can get started.
Of course, I already gave myself a little pat on the back today. I was downtown at work at had some time to kill before this job I had to go to at 2:00, and I thought, hmm, I'd LOVE a sandwich from a certain sandwich place that is to *die* for. Just thinking about it is making my mouth water. But I knew that a drink and the sandwich would cost $6.01... it was really hard to fight to keep my $6.01! But I thought to myself "What's going to make me happier? Paying of debt or this sandwich [that's also going to make me fat]" So I went about my merry way and didn't get said delicious sandwich. Even though it's only $6, It's still MY $6 in MY pocket. Because of my new outlook on things, I'm already $6 closer to paying off my debt : ) *pat pat*
I signed up for online bill pay though my bank. Although I'm not sure how I'm going to pay off the cc's as far as order, I know there's one in particular that is a giant monster looming in front of me. There's a few smaller ones I might tackle first, but in the meantime, any extra $$$ I htink I can spare I'm going to throw on the big monster debt. I figure even if I only do $10 here a week, $10 there a week, it's going to add up fast. I don't know though, because I haven't finished Total Money Makeover yet.
Guess I should be doing that now. I have a feeling I'll be writing a LOT more lately!
Well, it's a start!
December 4th, 2007 at 10:07 pm
December 5th, 2007 at 12:29 am 1196814587
December 5th, 2007 at 12:36 pm 1196858180
I am in NY also, where abouts are you?
December 5th, 2007 at 01:35 pm 1196861758