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From bad to worse...

September 18th, 2008 at 11:31 pm

So yeah, I haven't written in like a million years here. (well, since Feb. or so)

Things have gone from bad to worse. We have to start all over again. I was doing really well for a while, then I had one awful month at work (I work on commission) and needed major repair work done on my car (bye bye, emergency fund.. there's $6 in it now) and my husband STILL can't work because of his health problems.

On my crappy month at work where I made MUCH less than I'm used to, I spent nothing that wasn't a necessity, and I mean nothing. I paid cc's and loans that absolutely had to be paid or I'd see my interest rates go up to one million percent. Being that I needed the EF to fix the car (can't be without a vehicle, I need it to drive to and from jobs so I can make $$$) and that the money I made wasn't enough to cover all the bills, I wound up using cc's for gas, a meager amount of food, etc. Really, I wished there was another way and I'm sure people might think there was another way, but really, seriously, there wasn't.

So the loans, mortgage, etc., all got paid on time. Any bills I could pay I did, but there were some I didn't pay just because the $$$ was NOT there one bit and I can't pull it out of thin air. Electricity, water, phone, etc., didn't get paid which means THIS month I've been scrambling (even though I made my usual amount of $$$ and not like the month before) to now play catch up and I'm not doing a very good job. : (

I am miserable and desperate and absolutely sick of this.

3 Responses to “From bad to worse...”

  1. HELPmeFriend Says:

    I have been there and I can assure you that you get out without drowning first.
    You will have to keep paying the minimums on things, but you can live without cable, a phone for a while, and the like, but as long as your utilities are paid, along with your morgage and the min. on ccs, you should do okay.

  2. sillyoleme Says:

    Don't get discouraged... we all feel that way sometimes. But you are on the right track, and you are trying your hardest! Don't give up, every little bit counts!

  3. MICLASON Says:

    Oh, I know the feeling... you feel like you're scrambling to get out of a sand trap...you go up a few steps and then slide back down!...but, keep at it, you can do it!!!

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