So yeah, I haven't written in like a million years here. (well, since Feb. or so)

Things have gone from bad to worse. We have to start all over again. I was doing really well for a while, then I had one awful month at work (I work on commission) and needed major repair work done on my car (bye bye, emergency fund.. there's $6 in it now) and my husband STILL can't work because of his health problems.

On my crappy month at work where I made MUCH less than I'm used to, I spent nothing that wasn't a necessity, and I mean nothing. I paid cc's and loans that absolutely had to be paid or I'd see my interest rates go up to one million percent. Being that I needed the EF to fix the car (can't be without a vehicle, I need it to drive to and from jobs so I can make $$$) and that the money I made wasn't enough to cover all the bills, I wound up using cc's for gas, a meager amount of food, etc. Really, I wished there was another way and I'm sure people might think there was another way, but really, seriously, there wasn't.

So the loans, mortgage, etc., all got paid on time. Any bills I could pay I did, but there were some I didn't pay just because the $$$ was NOT there one bit and I can't pull it out of thin air. Electricity, water, phone, etc., didn't get paid which means THIS month I've been scrambling (even though I made my usual amount of $$$ and not like the month before) to now play catch up and I'm not doing a very good job. : (

I am miserable and desperate and absolutely sick of this.