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Woohoo!

December 8th, 2007 at 04:27 pm

Well, looks like baby step one is *almost* complete! I got an x-mas bonus check and cashed it, so I have my $1000 emergency fund sitting right in front of me. I have $750 here, about $256 in the savings account, which I think I'm going to just take the money out and close it, being that if you don't have $200 in there, they charge you like $5 a month. Being that I'm going to keep the emergency $$$ here in the house (hmm, gotta find a good hiding spot)

Wait second! 750 + 256 is $1006!! OMG, I've got my emergency fund!!! YAY!! Wow, I only started reading the book less than a week ago : ) I thought this was going to be the hardest step for me, as I've never just had a thousand bucks that wasn't going for something. Yeah, it's mostly from the x-mas bonus, but still.... good thing we're not doing gifts this year : ) I'm so excited : ) I've got to go finish the book now and make my gazelle-like intensity plan of attack : )

On an off-topic note, my husband and I have decided to foster a dog for the local shelter. Food and vet bills and medication are paid for through them, so it's only our time and love that's required. Shelters are full right now, so now a poor dog that wouldn't thrive in a shelter environment or has special needs will get a chance to be the awesome dog they can be. : ) We're going down there Tuesday to meet the dog and our dog is going to meet her to make sure they get along. I already know it will be hard to let a dog go after fostering it, but knowing they're going to their "forever home" eventually is wonderful. Being that I don't have the $$$ to donate, this is perfect and probably better than donating money or toys : )

Well, off to go get some work done, read more of Total Money Makeover, close my savings account and HIDE the emergency fund!

Posted in Uncategorized | 6 Comments »

6 Responses to “Woohoo!”

  1. davera Says:
    December 8th, 2007 at 04:40 pm 1197132045
    1197132045

    What a wonderful and generous way to offer help to an abandoned animal. About how long will you keep the dog?

  2. Amber Says:
    December 8th, 2007 at 04:44 pm 1197132280
    1197132280

    I am happy that you have completed step one, but I think you should keep the money in the bank, at leasst you will be earning interest. And not only that, if it is in the bank it is harder to get to and less likely you will spend it on something other than an emergency

    Nice of you guys to foster a pet

  3. nomorecredit Says:
    December 8th, 2007 at 06:01 pm 1197136894
    1197136894

    The dog will be spayed this month, and then when she recovers from that we'll work with her, evaluate her, and then she'll be up for adoption. Could be with us a few months or only a few weeks, so we'll see!

  4. Ima saver Says:
    December 8th, 2007 at 06:54 pm 1197140065
    1197140065

    I agree with leaving the money in the bank to earn interest or open an online bank account that pays closer to 5%.

  5. koppur Says:
    December 9th, 2007 at 03:43 am 1197171815
    1197171815

    Whoo-hoo! Congrats on completing Step one!

    And yay for you for helping out animals in need!

    Smile

  6. HouseHopeful Says:
    December 9th, 2007 at 05:44 pm 1197222293
    1197222293

    Great job on the Baby Emergency Fund! Thats so exciting! I have a good friend that fosters animals. It really is a rewarding experience. I'm not home enough to take on another animal, but its something that I've always wanted to do.

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