Layout:
Home > The good and the (very) not so good...

The good and the (very) not so good...

January 26th, 2008 at 06:04 am

ARGH! I'm ready to rip my hair out one by one.

Times are rough... as they are with a lot of people. I swore I would stop beating myself up over getting into this HUGE mess and wok my way out of it, looking to the future and all that, but I swear things keep getting worse. Argh.

I've been having dreams all week long about getting awful credit card statements in the mail. Such as the dream I had the other night that WaMu raised my interest rate to like 40% on the credit card we owe almost 10,000 on (and that instead of a raise, my boss gave me a brand-new Jeep Commander that I had to drive... for some reason I couldn't sell it. But I digress...) I'm going to be scared until that statement comes.

Although I was NOT happy today when I got the Home Depot bill to find out that 1) I did get charged the late fee for paying one day late last month out of my own stupidity and I called them and they wouldn't waive the late payment, and 2) the 0% interest ran out so I got backcharged all the crap that was 0% interest on. Argh, argh, argh, Again, my own fault, I know.

Furthermore, I got the phone bill and it was DOUBLE what it normally is. I thought my heart stopped for a second, but I decided to actually look at the bill to see what was up before I had a total meltdown. For some oddball reason, last month I wrote down in my register that I paid it when I in fact must have just spaced out and not paid it and I thought I paid it online. So I just paid what I *thought* I paid last month and will pay the rest of it when it's due in Feb.

I've been so scatterbrained. This is NOT like me. Despite our problems, I never ever paid bills late. I totally forgot about the stupid Target card (that's almost paid off) in December and now the Home Depot card (which we owe a lot more on).... so I have a system in place so that I can stay 100% organized. I'm so mad at myself though.... *insert world's smallest violin here* It kills me that BOTH times I had enough $$$ to pay the payments and just forgot

Oh yeah, I'm so busy whining I forgot the good news. I got a raise! Woohoo!! Go me! Of course I can't say exactly how much it is without launching into a detailed thing of how I get paid, but a very rough estimate is at least an extra $200 a month, and some months with the right jobs it will be much, much more. So February is looking a little less stressful, also due to me working an insane amount this month. Woohoo! So I'm happy about that.

I've just got to get my head on straight. This entry is whiny enough. Here's to a much-needed good night's sleep *crosses fingers*

2 Responses to “The good and the (very) not so good...”

  1. JanH Says:
    1201362507

    I think sometimes we just get off kilter. I know I do. Congrats on the raise!

  2. scfr Says:
    1201363080

    Congrats on the raise --- Glad to hear it's in the form of cold hard cash and not a Jeep! Smile
    It sounds like you handle all of the bill paying yourself ... Could you ask your husband to provide support in the form of double-checking? For example, if he knew the days bills had to be paid, he could ask you on those days if payment had been done?

Leave a Reply

(Note: If you were logged in, we could automatically fill in these fields for you.)
*
Will not be published.
   

* Please spell out the number 4.  [ Why? ]

vB Code: You can use these tags: [b] [i] [u] [url] [email]